How To Buy Property In Dubai From India

July 31, 2025
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how to buy property in dubai from india

A Comprehensive Guide by Asraa Realty

Want to know how to buy property in Dubai from India? Dubai’s real estate market is a hotspot for Indian investors, offering luxury homes, high returns, and no taxes. From stylish apartments in Downtown Dubai to stunning villas on Palm Jumeirah, buying property in Dubai from India is simple with the right guidance. At Asraa Realty, we make it easy for you to own your dream property. This guide explains how to buy property in Dubai, answers can you buy property in Dubai, and shows why Asraa Realty is your best partner.

Why Buy Property in Dubai?

Dubai is a great choice for Indian investors. Here’s why:

    • High Returns: Earn 7-12% yearly from rentals, much higher than Mumbai (4.15%) or New York (2.8%).

    • No Taxes: Enjoy no income or capital gains tax, unlike India’s 20% tax on property gains.

    • Golden Visa: Invest AED 2 million (about ₹5 crore) for a 5-10 year residency visa for you and your family.

    • Affordable Prices: The Indian rupee goes further in Dubai compared to major Indian cities.

    • Strong Economy: Dubai’s economy, driven by tourism and trade, ensures steady growth.

Step-by-Step Guide

Understand Your Eligibility

Can you buy property in Dubai as an Indian? Yes! Indian nationals can buy freehold properties in areas like Downtown Dubai, Dubai Marina, or Jumeirah Village Circle without a UAE visa. You need a valid Indian passport and must follow India’s Foreign Exchange Management Act (FEMA), which allows sending up to $250,000 per year under the Liberalised Remittance Scheme (LRS).

To buy property in Dubai from India, research areas that fit your goals:

  • Luxury Homes: Choose Downtown Dubai, Palm Jumeirah, or Emirates Hills for high-end properties.

  • Budget-Friendly: Pick Jumeirah Village Circle or Dubai Sports City

Know the costs to buy property in Dubai:

  • Property Price: Average homes cost around $760,000 (₹6.4 crore), depending on the area.

  • Extra Costs: Pay a 4% Dubai Land Department (DLD) fee, agent fees (2-5%), and maintenance charges.

  • Financing: Use cash or get a mortgage (50-75% of the property value) from UAE banks offering good rates for Indians.

A trusted agent makes buying property in Dubai from India smooth. Asraa Realty offers:

  • Expert Advice: Our RERA-licensed team helps Indian buyers choose the right property.

  • Top Listings: Explore properties from developers like Emaar, Damac, and Sobha.

  • Easy Process: We handle everything, including remote purchases using digital signatures or Power of Attorney (POA). Contact Asraa Realty to start your journey.

Choose the right property:

  • Off-Plan: Affordable with flexible payment plans, great for long-term investment.

  • Ready Homes: Move-in-ready for immediate use or rental income. Asraa Realty offers virtual tours or in-person visits at Dubai property expos in India, like those by White Collar Realty.

  • Sign a Memorandum of Understanding (MOU) with the seller to set the price and terms.

  • Pay a 10% deposit.

  • Get a No Objection Certificate (NOC) from the developer, arranged by Asraa Realty.

For a mortgage:

  • Contact UAE banks like Emirates NBD or Mashreq, which offer loans to non-residents.

  • Provide income proof and a down payment (20-50%).

  • Asraa Realty connects you with banks offering great terms for Indian buyers.

  • Finalize the transfer at the Dubai Land Department (DLD) or developer’s office.

  • Pay the remaining amount and DLD fee.

  • Receive your title deed, making you the official owner.

  • Local Knowledge: We understand Dubai’s market and freehold areas.

  • Full Support: From picking a property to getting a Golden Visa, we’ve got you covered.

  • Exclusive Deals: Our partnerships with top developers give you the best options.

  • Personalised Service: We match properties to your goals.

Investing in property in Dubai from India is a smart choice, providing great returns and no taxes. Asraa Realty simplifies the buying process. Ready to own a property in Dubai? Contact Asraa Realty today to explore top listings and start your investment!

Disclaimer: Consult legal and financial advisors to follow Indian and UAE laws.