Home Affordability Calculator
Find how much property you can consider from your income and savings. The calculator works out the EMI you can carry, the home loan you may get, and keeps money aside for stamp duty and registration.
Property price you can consider
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- Monthly EMI for this loan
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- Home loan you may get
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- Your savings
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- Kept for stamp duty, registration
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Questions people ask
How much home loan can I get?
Banks usually allow 40 to 60% of your take-home pay for all EMIs together. Enter your income and other EMIs above to see an estimate.
How much down payment do I need?
Banks usually lend up to 80% of the property value, so plan at least 20% from savings, plus money for stamp duty and registration.